1. You choose a guide
Every product on this store is a digital guide on personal finance, written plainly and published by Horizon Press. There is no physical book and nothing is posted.
2. You pay once
One payment, in US dollars, on any card. No subscription, no recurring charge, no account to create. Payment is handled by Shopify Payments, so we never see your card details.
3. The file arrives by email
As soon as payment clears, an email goes to the address you used at checkout with a download link for the PDF. It usually takes a minute or two. The link does not expire.
4. You keep it
Download the file and it is yours. It is not streamed, it is not locked to a device, and it does not stop working. Any phone, tablet or computer opens a PDF without extra software.
5. If it does not arrive
Check the spam folder, which is where it goes most often. If it is not there either, write to us and we resend it. You never pay twice because an email went missing.
6. If you change your mind
Fourteen days, full refund, no explanation needed, and you keep the file. The detail is on the Refund policy page.
Frequently asked
Is this financial advice? No. The guides are educational reading. They explain structure rather than recommending products, they do not account for your circumstances, and they are not financial, legal or tax advice.
Will I be charged again? No. Every purchase is a single payment for a single file.
Can I read it on my phone? Yes. They are ordinary PDFs.
Do you ship anywhere? There is nothing to ship. Delivery is by email, everywhere, at no cost.
Contact
Anything unclear reaches a person at support@horizonus.click or +1 (321) 404-6167, Monday to Friday, 9am to 5pm Eastern Time.